Tag Archive for: Philanthropy

financial health discovery consultation retired couple

Financial Health Discovery Consultation

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What is a financial health discovery?

A financial health discovery takes an in depth look at your personal financial situation to ensure the present and future health of your position. 

The past year has been a good reminder to us all that certain life events do have the ability to disrupt even our most carefully thought-out strategies. 

Experience in providing financial advice is critical at these vulnerable and emotionally sensitive times. These uncertain periods are where planning is crucial to keep on track, along with guidance from a trained advisor. 

It’s also important to always to seek out independent financial planners, as they are the ones who can assess your financial health with genuine autonomy, operating without incentive and conflicts of interest. 

We pride ourselves on the integrity and purpose that is constant throughout all of our financial services. We strongly believe that financial advice should be transparent, as such, at Plutus Financial Guidance, we do not charge commission on our independent financial advice nor will we accept kickbacks, royalties or referral fees from financial institutions.  

Vince Lam is a professional Accountant and an Independent Financial Advisor with almost two decades of experience. He holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

Book in for a financial health discovery consultation with our independent financial advisors today. We can help you implement the various risk management tools that give you more certainty and peace of mind regarding your long term financial health.

retirement financial planning at the beach

Retirement Advice At Plutus Financial Guidance

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The closer one edges toward retirement, the more excited they generally feel. The freedom to do what you want, when you want. For many, it’s the first instance of a decrease in responsibility for the first time in decades.  

So, you’ve been planning the details of retirement for years, now it’s time to review the logistics. Recognising that retirement is not the conclusion of one’s journey through life but just a different stage. 

This next stage does come with a particular set of challenges that we must prepare for, to ensure that we can enjoy this period in our lives without financial worries. Whilst navigating these challenges can be daunting, getting support from an independent financial advisor with experience will give you the confidence you need to make these challenges less intimidating. 

Having a solid plan in place is key to enjoying a financially secure and happy retirement. 

At Plutus Financial Guidance, we provide easy-to-follow financial advice for retirement, customised to your specific retirement needs and goals. We can help you gain the freedom to choose how long you will work, get financial peace of mind, and free up time for your well-deserved retirement. We are here to help you understand all of the options and tactics available to you, allowing you to make informed choices when it comes to planning for your retirement. 

Vince Lam is a professional Accountant and an Independent Financial Advisor with almost two decades of experience. His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

For more detailed information regarding Plutus’s retirement financial guidance services, or to arrange a consultation, please do not hesitate to contact us today by clicking the link here.

Financial Advisor in the central coast

Independent Financial Guidance On The Central Coast

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Plutus Financial Guidance is proud to offer our CIFAA-certified service to clients on the Central Coast. Located just one hour’s drive from Sydney, the Central Coast region offers its residents an outstanding balance of a relaxed coastal lifestyle and an impressive selection of work and business opportunities.  

Finding a certified financial advisor operating without incentive and conflicts of interest can be challenging. At Plutus Financial Guidance, we firmly believe that the best results come from a close relationship with a trusted advisor and that living a little further from the city should not result in folks having to compromise on authentically independent financial guidance. 

Vince Lam is a professional Accountant and an Independent Financial Advisor with almost two decades of experience. He holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

Having an independent advisor in your corner can help you protect your wealth and achieve your financial goals, giving you the free time and peace of mind to reap the benefits of a relaxed and happy lifestyle on the Coast. For more information, do not hesitate to get in contact with us today.

retirement planning and aged care financial advice for retired people, retired couple sitting on a bench

Aged Care Financial Advice – The Plutus Financial Guidance Difference

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At Plutus Financial Guidance, we work closely with individuals and families to assist in making educated decisions when looking at future aged care options for a loved one.

Unlike regular financial advisors operating around Sydney, Plutus Financial Guidance proudly provide CIFAA-certified independent financial advice. 

Independent financial advisors differ, as we do not charge or take asset-based fees, commissions, or kickbacks – nor do we receive referral fees.

It is essential to understand that aged care facilities provide accommodation, meals, cleaning, round-the-clock care, plus extras where available. Consequently, the costs associated with aged care facilities and residential care are significant. 

For some families, a lack of planning or limited funds can severely limit their options.

For this reason, it is crucial to seek sound aged care financial advice, to determine associated costs and plan for how these costs can be financed. 

Seeking sound aged care financial advice can be daunting. At Plutus Financial Guidance, we are here to help make the process less complicated and provide you with a clear plan tailored to your personal scenario. 

We understand the complex array of emotions and outside factors that surround these major life decisions. As such, we aim to deliver aged care financial advice with great integrity and sensitivity. 

Vince Lam is an Accredited Aged Care Professional™ and an experienced Independent Financial Advisor. 

For more information on how Vince and the rest of the Plutus Financial Guidance team can help you navigate financial decisions around aged care, visit the page on our website dedicated to this topic here. 

deaf society and deaf service merger in sydney

The Deaf Society & Deaf Services Merger Announcement

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Happy New Year from the team here at Plutus Financial Guidance.

We hope you had an enjoyable holiday period spending time with family and friends. 2020 was a transformative year not just for Plutus Financial Guidance, but also personally and professionally for Vince Lam.

As you may be aware, in addition to offering independent financial advice through Plutus Financial Guidance, Vince strives to dedicate himself to philanthropy and community service. 

One such commitment is Vince’s ongoing support for The Deaf Society, through his roles on their Board of Directors and Finance & Audit Committee Member since 2017. 

The Deaf Society

Founded in New South Wales in 1913, The Deaf Society was Australia’s chief not-for-profit expert service provider for the deaf, deafblind and hard of hearing people. Services provided include employment support, education and training support, family support, assistive technology support, everyday life skills and support relating to NDIS packages. 

A New Chapter For The Deaf Society & Deaf Services

In October 2020, The Deaf Society merged with Deaf Services (Queensland) to create a newly formed organisation, called Deaf Connect, which is now Australia’s largest whole-of-life service provider for the deaf, hard of hearing and deafblind community.

This new organisation will bring together 680 staff across New South Wales, Queensland and the ACT, and a forthcoming facility in the Northern Territory.

Deaf Connect will now be operating at a hugely increased capacity as a result of this merger, with annual revenue of about $45m (up from $8m) & an equity portfolio of about $35m (up from $17m). It is an exciting prospect and we look forward to seeing what these combined resources can achieve. 

Vince is proud to share that he is a newly appointed member of the Deaf Connect Board of Directors and Finance & Audit Committee.

For Vince, these exciting challenges represent a convergence of his work in finance and his passion for philanthropy and community service. He looks forward to continuing this meaningful work through 2021 and beyond. 

For further information regarding the work of Deaf Connect, please visit their website here.