Independent Financial Advice & Planning.
Our independent financial & wealth advisory service is open to clients across greater Sydney.
We are here to help you create, improve and protect your personal wealth in order for you to achieve your life goals.
Specialising in Retirement Planning & Independent Superannuation Advice.
We offer consultation on personalised wealth management strategies, as well as succession plans.
Our purpose is to ensure you have the highest probability of achieving what’s important to you in life.
A Sense of Community.
We work with clients who share our sense of community, and who like us, care about the people and environment around them.
We believe financial advice is very personal and based on solid relationships. We are here to see you realise your most important goals and aspirations.
To deliver tailored independent financial advice and financial planning services with integrity, excellence and purpose.
We want to empower families to achieve their life objectives, leading positive change and create a better world for future generations.
Why choose an Independent Financial Advisor?
Vince Lam and his team offer trusted independent financial advice and planning. This means advice is completely independent and tailored to your needs and goals. Without referral fees or kickbacks for recommendations.
Our independence means that we don’t accept or charge the following:
There is no commission on our independent financial advice.
We do not charge our clients asset-based fees.
We do not receive or accept referral fees.
We only offer certified independent financial advice.
Frequently Asked Questions:
What is independent financial advice?
We are certified independent.
The CIFAA’s seal of approval shown on our website helps Australians select a financial adviser who operates without receiving incentives and without conflict.
Members of CIFAA are not aligned with banks, financial institutions, super funds or insurance companies.
To qualify, financial advisors must satisfy these criteria:
- Have no ownership links or affiliations with financial institutions, super funds or insurance providers.
- Not accept commissions or volume based payments related to the placement of a financial product.
- Not receive any other gift or remuneration that may reasonably be expected to influence the advice provided.
What is a financial advisor and what are the services one offers?
A financial advisor is a professional who provides personalised financial guidance and advice based on your individual financial goals and circumstances.
We are here to help create a comprehensive financial strategy to achieve your short-term and long-term financial objectives. We offer a range of services including investment planning, retirement planning, tax planning, estate planning, risk management, superannuation advice and more.
Why are financial advisors important?
Financial advisors help individuals and families make informed decisions about their finances. Our expertise and knowledge can assist you in creating a tailored financial plan that aligns with your goals.
We help you navigate complex financial matters, optimise investments, manage risks, and adapt your plan as your life circumstances change.
What can I expect during a consultation with a financial advisor?
During a consultation, we will typically start by getting to know you, your life goals, risk tolerance, and current financial situation. We also want to understand your short-term and long-term objectives, whether it’s saving for retirement, buying a home, funding education, or other financial goals.
Based on this information, we will endeavour to provide insights.
This initial meeting is an opportunity for you to assess whether the advisor’s approach aligns with your needs and comfort level.
How can I prepare for my first meeting with a financial advisor?
Before your first meeting, take some time to think about your life goals, both short-term and long-term. Consider any questions you have regarding our approach to financial planning. It’s advised that you gather relevant financial documents, such as bank statements, investment account statements, and insurance policies.
The more information you provide, the greater we will be able tailor advice to your specific needs.
How do financial advisors determine personalised strategies for clients?
Financial advisors determine strategies by conducting a thorough analysis of your financial situation.
We consider factors such as your income, expenses, assets, debts, risk tolerance, time horizon, and future goals. Using this information, we create a personalised financial plan that may involve investment allocation, tax-efficient strategies, retirement planning, and more.
We are here to empower you to make better financial decisions in business and life
Meet Vince Lam
Principal Consultant MAppFin BCom CPA JP
Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.
His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney.
He holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.
One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.