Meet your Independent Financial Advisor. We service clients in the Carlingford, Sydney area
We undertake strategic analysis of your financial state and unearth opportunities to improve and empower your financial decisions with personalised financial modelling.
We differ from other Financial Planners in Sydney in that Plutus Financial Guidance take no asset based fees, commissions, kickbacks – nor do we receive referral fees.
We are not related to any financial institution or product manufacturer, nor do we have our own products. Therefore we are not incentivised to sell products to you. Instead, we focus on quality strategic advice coupled with product recommendations that is in your best interest and free from conflict remuneration. We are not restricted to any particular providers and do not have a limited list of products with undue influence.
Like a health practitioner, we are provide you with an independent holistic service to help you achieve your goals. The benefit will always be to you. We are here to empower you to make better financial decisions and achieve your personal finance goals. This kind of independent financial advice is surprisingly rare and you would be hard pressed to find this level of service at traditional financial institutions.
Professional independent financial advisor servicing the Carlingford area.
We conduct ourselves in a professional, ethical and socially responsible way when it comes to providing independent financial advice to our clients.
We work with clients who share our sense of community, and who like us – care about the people and environment around them.
We are not selling the idea overnight success or instant gratification, we believe independent financial advice is very personal and relationship based. We are here for you through your life journey and we want to see you through to achieving your financial goals.
An independent financial planner can help you plan for a secure future, as well as help you get through tougher times.
Life has it’s ups and downs, isn’t that what they say? Part of independent wealth management is also setting you up with a bit of a safety net during times of hardship. Protecting your income and assets during difficult periods is important not only for you, but also for your loved ones. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.
Meet your professional Independent Financial Advisor servicing Carlingford
Vince Lam
Principal Consultant MAppFin BCom CPA JP
Vince is an Accountant and an Independent Financial Advisor with over two decades of experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.
His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.
One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.
Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.
Your Independent Financial Planner servicing the Carlingford area can help you with a wide range of financial planning advice…
Retirement Planning Advice
Have the freedom to choose how long you have to work for. Make your transition into retirement smooth with the right strategy and early planning. Enabling you to have the retirement lifestyle you desire.
Estate Planning Advice
What happens to you and your family in life changing events? We can help you sort out financial affairs including general estate planning, marriage, separation and inheritance.
Wealth Protection
What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.
Budget & Savings Plan
Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.
Debt Management
Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.
Investment Strategy
Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.
Plutus Financial Guidance is your professional Independent Financial Advisor servicing the Carlingford area.
Plutus Financial Guidance deliver tailored and transparent independent financial advice and financial planning services, situated in Sydney’s northern suburbs. Our independent Financial Advisor servicing Carlingford delivers independent financial advice with integrity, excellence and purpose. We help you create, improve and protect your personal wealth.
Our experienced Independent Financial Advisor servicing the Carlingford area can help you achieve the lifestyle you want for you and your family.
No matter your age, income or goals in life – an independent financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.
Talk to your independent financial planner servicing Carlingford – contact us today
At Plutus Financial Guidance we deliver personalised strategies for wealth management including financial advice to streamline your budget and saving, manage debt, make more informed investment decisions, better protect your income and wealth and transition to retirement.
Our objective is to help you get to your life objectives.
Everyone has a unique goal or ideal when it comes to personal wealth, for most of us it’s about finding that sweet spot where finances are not a stress or worry, but instead enable a more comfortable lifestyle where we have more time to focus on the important things in life. Contact us today about our Financial Planning services Carlingford.
