What is independent financial advice?

We are certified independent. The CIFAA’s seal of approval shown on our website helps Australians select a financial adviser who operates without receiving incentives and without conflict.

What is a financial advisor and what are the services one offers?

A financial advisor is a professional who provides personalised financial guidance and advice based on your individual financial goals and circumstances.

Why are financial advisors important?

Financial advisors help individuals and families make informed decisions about their finances. Our expertise and knowledge can assist you in creating a tailored financial plan that aligns with your goals.

What can I expect during a consultation with a financial advisor?

During a consultation, we will typically start by getting to know you, your life goals, risk tolerance, and current financial situation.

How can I prepare for my first meeting with a financial advisor?

Before your first meeting, take some time to think about your life goals, both short-term and long-term. Consider any questions you have regarding our approach to financial planning.

How do financial advisors determine personalised strategies for clients?

Financial advisors determine strategies by conducting a thorough analysis of your financial situation. We consider factors such as your income, expenses, assets, debts, risk tolerance, time horizon, and future goals.

Independent Financial Advisor and Planner Sydney

Meet your Independent Financial Advisor. Get certified independent financial advice in the Sydney area today.

Enjoy the more important moments. Let an independent financial advisor free up your time and provide peace of mind knowing that you are making smart choices when it comes to your financial health.

Plutus Financial Guidance will help you achieve your financial goals. Whether you are after estate planning advice, retirement planning advice, aged care financial advice or are looking to develop independent wealth management strategies, Plutus Financial Guidance is here to help.

We differ from other Financial Advisors near Sydney (in the best way). Plutus Financial Guidance takes no asset-based fees, commissions, or kickbacks – nor do we receive referral fees.

By not having any relation to financial institutions or product manufacturers, we are not incentivised in any way to provide you with advice other than what is best for you. We do not have our own products either, so you can be assured that anything we recommend is without conflict remuneration. Instead, we focus on quality strategic advice coupled with product recommendations that are in your best interest to ensure the most positive results.

Like a health practitioner, we provide you with an independent holistic service to help you achieve your goals. At Plutus Financial Guidance we will always work with your best interests at heart. We are here to empower you to make better financial decisions and achieve your personal finance goals.

Professional independent financial advisor servicing clients in the Sydney area

The team at Plutus Financial Guidance manage themselves in a professional, ethical and socially responsible way when it comes to providing independent financial advice to their clients.

Plutus Financial Guidance works with clients who share their sense of community and care about the people and environment around them.

Plutus Financial Guidance believes in providing independent financial advice that is individually tailored to you. By building a relationship and getting to know you better, Plutus Financial Guidance will develop a long-term plan for you to achieve and maintain your financial goals.

As an independent financial advisor near Sydney, Plutus Financial Guidance will not only help you build a secure future but also help you in times of hardship.

An important part of independent wealth management is also developing a safety net for tougher times. Protecting your income and assets during difficult periods ensures a security blanket for not only you but also your family. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.

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estate planning advice for retired people, peaceful retired couple

Introducing your Independent Financial Advisor servicing the Sydney area

Vince Lam

Principal Consultant MAppFin BCom CPA JP

Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.

His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.

Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.

Contact Vince, your local Financial Advisor today.

Your professional Independent Financial Planner in the Sydney area can help you with a wide range of independent financial planning services…

Retirement Planning Advice

Have the freedom to choose how long you have to work for. Make your transition into retirement smooth with the right strategy and early planning. Enabling you to have the retirement lifestyle you desire.

Estate Planning Advice

What happens to you and your family in life changing events. We can help you sort out financial affairs including general estate planning advice, marriage, separation and inheritance.

Budget & Savings Plan

Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.

Debt Management

Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.

Investment Strategy

Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.

Wealth Protection

What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.

Plutus Financial Guidance is your Independent Financial Advisor for the Sydney area

Plutus Financial Guidance deliver tailored independent financial advice and financial planning services in Sydney, covering Northern Suburbs, Hills District, Inner West and North Shore. Our Financial Advisor delivers financial advice with integrity, excellence and purpose. We help you create, improve and protect your personal wealth.

Our professional Independent Financial Advisor in the Sydney area can help you achieve the lifestyle you desire for you and your family.

No matter your age, income or goals in life – a financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.

Talk to your independent financial planner near Sydney – contact us today

At Plutus Financial Guidance we deliver personalised strategies for independent wealth management including independent financial advice to streamline your budget and saving, manage debt, make more informed investment decisions, better protect your income and wealth and transition to retirement.

Our objective is to help you get to your ideal life goals.

Everyone has a unique goal or ideal when it comes to personal wealth. For many of us it’s about finding a comfortable balance where finances are not a concern in our lives, but instead enable us to focus on the important things in life and live a comfortable lifestyle.