Specialist Business Advice
We believe in the philosophy that leadership is not about winning. Leadership is about bringing people with you to the finish line. At Plutus Financial Guidance we make the complex simple and specialise in ‘three statement financial modelling’ so you do not have to.
You will have more time to focus on where you are most productive such as strategic execution, growing your business and providing leadership. We serve business owners, finance managers and C-suite executives in not for profit, SME and corporate.
Our experienced Business Advisor Accountant can help you with…
3-Way Budgeting
3-Way Forecasting
‘What-If’ Scenario Modelling & Analysis
Business Planning & Business Development
Business planning and development
Three statement financial modelling or three-way modelling is an essential discipline of successful business planning. The focus is to have a set of purposefully crafted financial tools with integrity and excellence, that can be relied on for critical business decision making.
Our 3-way modelling is done bottom up and custom made to your business needs. This means that you will have a set of tailored and integrated profit and loss, balance sheet and cash flow statement to help your business succeed. No matter if your business is a single entity or multiple entities.
Engage us as your specialist business advisor, so you can benefit from having 3-way budgeting, 3-way forecasting, cashflow forecasting and ‘what-if’ scenario modelling and analysis for your business planning and business development.
Obtaining business finance and performance management
Raising debt capital, getting bank finance or borrowing from financial institutions requires discipline and a robust approach in order to increase your chances of success and securing the best possible deal for your business.
3-way reporting will enable you to stay on top of business performance management and ensures that you are disciplined and actively managing your business cashflow. Cashflow forecasting is critical to business success. 3-way reporting and 3-way projection will give you a complete view and understanding – past, present and future, of your business’ profit and loss, balance sheet and cash flow statement.
A successful business has a robust culture and process around performance management, management reporting and cashflow management. This sends the right signal to lenders, that you are of the type of business they want to deal with. Therefore, increasing your chances of obtaining business finance at more favourable terms.
3-way budget and 3-way forecast allows your business to be forward looking, analysing and assessing various options and possibilities to further drive business success, staying ahead of the competition and an ever-changing business landscape. Due diligence and decision making become more straightforward and the board of directors can discharge their duties and obligations with more ease.
Meet your dedicated Business Advisor Accountant in Sydney
Vince Lam
Principal Consultant MAppFin BCom CPA JP
Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.
His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.
One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.
Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.