What is independent financial advice?

We are certified independent. The CIFAA’s seal of approval shown on our website helps Australians select a financial adviser who operates without receiving incentives and without conflict.

What is a financial advisor and what are the services one offers?

A financial advisor is a professional who provides personalised financial guidance and advice based on your individual financial goals and circumstances.

Why are financial advisors important?

Financial advisors help individuals and families make informed decisions about their finances. Our expertise and knowledge can assist you in creating a tailored financial plan that aligns with your goals.

What can I expect during a consultation with a financial advisor?

During a consultation, we will typically start by getting to know you, your life goals, risk tolerance, and current financial situation.

How can I prepare for my first meeting with a financial advisor?

Before your first meeting, take some time to think about your life goals, both short-term and long-term. Consider any questions you have regarding our approach to financial planning.

How do financial advisors determine personalised strategies for clients?

Financial advisors determine strategies by conducting a thorough analysis of your financial situation. We consider factors such as your income, expenses, assets, debts, risk tolerance, time horizon, and future goals.

Certified Independent Financial Advisor Ryde

Meet your Independent Financial Advisor. We service clients in the Ryde, Sydney area

Take time to appreciate the more important moments. Free up your time by consulting with an independent financial advisor and gain peace of mind knowing that you are making the best choices when it comes to your finances.

Plutus Financial Guidance, your Independent Financial Advisor near Ryde, will work with you to achieve your financial goals. Whether you are after estate planning advice, retirement planning advice, aged care financial advice or are looking to develop independent wealth management strategies, Plutus Financial Guidance is here to help.

Differing from other Financial Advisors in Sydney, Plutus Financial Guidance provides entirely independent financial advice. As independent financial advisors servicing Ryde we take no asset-based fees, commissions, or kickbacks – nor do we receive referral fees.

Plutus Financial Guidance are not incentivised to sell any products to you. They have no relation to any financial institution or product manufacturer, nor do they have their own products. Instead, Plutus Financial Guidance focuses on quality strategic advice coupled with product recommendations to find the best financial plan for you. There are no restrictions in regards to particular providers or products, so you can be assured you will only be provided with the best independent financial advice.

At Plutus Financial Guidance, your professional independent advisor near Ryde, the benefit will always be to you. Plutus Financial Guidance are here to empower you to make better financial decisions and achieve your personal finance goals.

Experienced independent financial advisor in the Ryde area

At Plutus Financial Guidance we are dedicated professionals who conduct business in an ethical and socially responsible manner. Particularly when it comes to providing independent financial advice to our clients.

We work with clients who share our sense of community, and who like us – care about the people and environment around them.

We believe in providing bespoke, tailored independent financial advice. We will not sell you the idea of overnight success, as we believe in developing strategies that will help you maintain your financial health long-term.

An independent financial advisor can help you plan for a secure future, as well as help you get through tougher times.

Life has its ups and downs, which is why part of independent wealth management is also setting you up a safety net during times of hardship. Protecting your income and assets during difficult periods is important not only for you, but also for your loved ones. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.

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estate planning advice for retired people, peaceful retired couple

Meet your dedicated Independent Financial Advisor servicing clients in the Ryde area

Vince Lam

Principal Consultant MAppFin BCom CPA JP

Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.

His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.

Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.

Contact Vince, your local Financial Advisor today.

Your Independent Financial Planner near Ryde, Sydney can help you with a wide range of independent financial planning services…

Retirement Planning Advice

Have the freedom to choose how long you have to work for. Make your transition into retirement smooth with the right strategy and early planning. Enabling you to have the retirement lifestyle you desire.

Estate Planning Advice

What happens to you and your family in life changing events. We can help you sort out financial affairs including general estate planning advice, marriage, separation and inheritance.

Budget & Savings Plan

Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.

Debt Management

Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.

Investment Strategy

Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.

Wealth Protection

What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.

Plutus Financial Guidance is your professional Independent Financial Advisor in the Ryde area

Plutus Financial Guidance deliver tailored and transparent independent financial advice and independent financial planning services. Our Independent Financial Advisor near Ryde delivers independent financial advice with integrity, excellence and purpose. We help you develop, increase and maintain your personal wealth.

Our experienced Independent Financial Advisor near Ryde can help you achieve the lifestyle you want for you and your family.

No matter your age, income or goals in life – a financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.

Talk to your independent financial planner servicing clients in Ryde – contact us today

At Plutus Financial Guidance we deliver personalised strategies for independent wealth management including independent financial advice to streamline your budget and saving, manage debt, make more informed investment decisions, better protect your income and wealth and transition to retirement.