Planning For Your Retirement
The Plutus Financial team have put together a list of the things to consider when planning for your retirement.
Entries by Vince Lam
Investing for Long-term Wealth with Independent Financial Advice
The Plutus Financial Guidance guide to investing for long-term wealth It’s proven that time spent investing in the market is more often important than the timing of the market. This is a major point when investing for long-term wealth 2020 has being a rollercoaster year in more ways than one. It’s clear that those […]
Should I Access My Superannuation Early?
It is very clear that there’s an extraordinary amount of changes due to the Coronavirus (COVID-19) health crisis. We have all been impacted financially and several of us are seeking information in regard to how the superannuation and retirement system can be of assistance during this critical time. Key points about the Australian government’s super […]
Independent Wealth Management Advice
Everybody has dreams and aspirations. Variety is the spice of life. Some people may wish to fly to the moon, others would prefer to sail around the world or drive around this great Australian land. Perhaps your goals are a little closer to home and you simply wish to be the best parent or grandparent […]
Key Financial Service Recommendations by the Royal Commission
On February 4th 2019, the government released the 1000+ page Final Report for the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry. Advisers and the industry as a whole have faced scrutiny, with reforms in progress. One of the key recommendations from the Royal Commission was reporting the lack of independence by […]
Independent Superannuation Advice for the Self-employed
We don’t often think far ahead into what our future looks like and therefore don’t take steps to secure it. Be prepared: You have probably considered it, but now may be time to prioritise contributing to your super if you’re self-employed. It’s essential to be prepared financially for later life. Being prepared equates to […]
The Seven Roles of an Independent Financial Advisor
Independent financial advice involves playing more than one role. The best independent financial advisors play multiple and nuanced roles with their clients, beginning with their needs, risk appetites and circumstances of the client, irrespective of what is going on in current markets. Jim Parker, Vice President of DFA Australia believes good Financial Advisors actually play […]
Estate Planning Advice for your Retirement
Estate planning advice goes a lot further than simply creating a will or planning for your retirement. Estate planning is the careful planning that is required to assure financial security for your loved ones long into the future. You have worked hard for your assets therefore estate planning is essential in ensuring a smooth transfer […]
Aged Care Independent Advice
Making the decision to move yourself or a family member into aged care can be complex, time consuming and quite daunting. Working out which facility to choose, what information you need and the basic forms you need to fill out can be overwhelming and confusing. Aged care services include facilities such as Respite Care, Specialised […]
Independent Financial Advice
If you’re in the market for financial advice, choosing whom you get that advice from is one of the most important steps. You might have heard the term ‘Independent Financial Advisor’ and thought, how does that differ from a regular Financial Advisor? Well for starters, the Australian Securities and Investments Commission (ASIC) has very strict […]