Regardless of what stage you are at in your working career, it is likely that the thought of retirement has crossed your mind. Whether it is the Monday morning after a long weekend or a Friday afternoon counting the minutes until 5pm. The thought of never having to go to work again has definitely crossed your mind.
It is never too early to start thinking about your super fund
A healthy superannuation fund will ensure your retirement comes around swiftly and reflects the life you are imagining in your daydreams.
Although it is compulsory for employers to contribute to your superannuation fund, many industry experts and financial advisors believe that these contributions will fall short in covering basic retirement lifestyle goals for most Australians. Seeking independent superannuation advice is an effective way of managing your super fund and ensuring you are set up for the retirement you desire.
There are a variety of ways to boost your super, including additional super contributions, investment strategies or even something as simple as ensuring you have chosen the right super fund for you. There are a vast number of super funds on the market including self-managed super funds. Which is why it can be confusing to know where to even start when choosing which one right for you.
Why independent superannuation advice?
Seeking independent superannuation advice can assist in determining which super fund is best for your retirement goals. An independent superannuation advisor, or financial advisor, will undertake strategic analysis of the state of your superannuation to reveal opportunities to improve the state of your super balance.
A tailored strategy will factor in things like your age, current superannuation balance and retirement goals. We can help in determining what is the best strategy for you at this time, and how that might change or develop in the future, as your investments grow and you get closer and closer to retirement.
To discuss how independent superannuation advice can help you achieve your retirement goals, contact Plutus Financial Guidance today on (02) 9188 8873