Tag Archive for: Deaf Services

Ideal Candidates For Our Financial Advisory Services

When it comes to personal wealth, everyone has unique needs. It’s true that for some it can be difficult to know if their specific financial goals require financial advice. At the very least, it is useful to have an idea around what life stage one should consider speaking with a financial advisor.

The expert team at Plutus Financial Guidance have put together this article to help guide you through the process of figuring out if independent financial advice could be beneficial to your specific needs. 

Are you looking to retire in the near future? 

At Plutus Financial Guidance, we provide easy to follow financial advice for retirement, customised to your specific retirement needs and goals. We are here to help you gain the freedom to choose how long you will continue to work and to provide peace of mind surrounding a financial plan. 

We are here to help you understand all of the options and tactics available to you, allowing you to make informed choices when it comes to planning for your retirement. 

Are you looking at aged care options for you or a family member? 

At Plutus Financial Guidance, we work closely with individuals and families to assist in making educated decisions when looking at future aged care options for a loved one.

Unlike regular financial advisors operating around Sydney, Plutus Financial Guidance proudly provide certified PIFA (formerly IFAAA) Gold Standard independent financial advice. 

Are you looking to make plans in advance to ensure you and your loved ones will be protected financially?

Plutus Financial Guidance provides a wide range of independent wealth management services tailored to a broad range of client goals, delivering the tools for certainty and peace of mind regarding your financial position.

We believe that financial advice should be transparent and structured, so our clients can achieve their aspirations over the near and longer term. 

We hope you found this article helpful. Please feel free to get in contact with us to arrange a financial health discovery consultation today. 

What to ask when planning for retirement?

Retirement is an exciting chapter that we all look forward to embracing. It’s a time that affords more freedom and flexibility. Embarking on this journey can be made easy with the right planning and preparation.  

Retirement planning helps with crucial decision making including financial requirements and timing of your retirement. Plutus Financial Guidance are here to provide clarity and certainty about your financial future. 

Vince Lam, principal at Plutus Financial Guidance has compiled a list of questions to consider when planning your retirement: 

  1. When would you ideally like to retire? 
  2. What is your retirement lifestyle aspiration? 
  3. Where do you want to live when you retire? 
  4. What are your retirement savings requirements? 
  5. How long will your retirement savings need to last? 
  6. How are you best able to preserve capital for the next generation? 
  7. Will you be eligible to receive any government support when you retire? 
  8. Are there any tax implications when you retire? 
  9. How important are liquid assets when you retire? 
  10. Who will manage your assets when you do finally retire? 

Having an independent financial advisor in your corner can be valuable when working through these questions and putting together a retirement planning roadmap. 

Vince Lam is an independent financial planner here to help you achieve your life goals, including understanding the options at your disposal, the implications of relocating, topping up your super or developing a low-risk investment portfolio. The team at Plutus Financial Guidance believes in giving honest and socially responsible financial advice to clients. We receive no asset-based fees, commissions, kickbacks, or referral fees. 

Get in touch with the Plutus Financial team today. We are here to provide help and consultation for planning your retirement. 

Wealth Management & Protection Post-Retirement

As a retired self-managed investor, perhaps you have thought about taking a more passive approach to wealth management and protection as you enter this next life stage.

For individuals who have built considerable wealth over a long career, through investing and self-managing their finance, it may be a good idea for you to seek an independent financial advisor to manage your portfolio post-retirement.

Plutus Financial Guidance offer independent financial advice and are here to help you take measured steps towards peace of mind investment management in the later years of life. 

Here are a few things to consider when making this decision. 

Firstly, getting started on developing your succession plan sooner, rather than later means you have more time and options for diversification and allocation.  

Having an idea of what age you would like to engage an independent advisor with your investments is a good start. Some investors might consider  doing so in their 60s, getting professional advice on their investment portfolio and financial affairs, others won’t be until a later stage of life. 

It’s important to factor in long-term care into your plan, including the possibility of the added costs associated with nursing & aged care. For more information on the topic of aged care financial advice, feel free to head to our blog post on this topic; alternatively, head to the page on our website that outlines our services offered in this area. 

We understand that it can be challenging to let go of self-managing your finances, that’s why, when this time arrives, having an independent and gold-certified financial advisor in your corner who you can trust can be an invaluable asset.

If you have found this blog post helpful and would like to learn more about our wealth management services, please feel free to contact the expert team at Plutus Financial Guidance today. 

Aged Care Financial Advice – The Plutus Financial Guidance Difference

At Plutus Financial Guidance, we work closely with individuals and families to assist in making educated decisions when looking at future aged care options for a loved one.

Unlike regular financial advisors operating around Sydney, Plutus Financial Guidance proudly provide certified PIFA (formerly IFAAA) Gold Standard independent financial advice. 

Independent financial advisors differ, as we do not charge or take asset-based fees, commissions, kickbacks – nor do we receive referral fees.

It is essential to understand that aged care facilities provide accommodation, meals, cleaning, round the clock care, plus extras where available. Consequently, the costs associated with aged care facilities and residential care are significant. 

For some families, a lack of planning or limited funds can severely limit their options.

For this reason, it is crucial to seek sound aged care financial advice, to determine associated costs and plan for how these costs can be financed. 

Seeking sound aged care financial advice can be daunting. At Plutus Financial Guidance, we are here to help make the process less complicated and provide you with a clear plan tailored to your personal scenario. 

We understand the complex array of emotions and outside factors that surround these major life decisions. As such, we aim to deliver aged care financial advice with great integrity and sensitivity. 

Vince Lam is an Accredited Aged Care Professional™ and an experienced Independent Financial Advisor. 

For more information on how Vince and the rest of the Plutus Financial Guidance team can help you navigate financial decisions around aged care, visit the page on our website dedicated to this topic here

The Deaf Society & Deaf Services Merger Announcement

Happy New Year from the team here at Plutus Financial Guidance.

We hope you had an enjoyable holiday period spending time with family and friends. 2020 was a transformative year not just for Plutus Financial Guidance, but also personally and professionally for Vince Lam.

As you may be aware, in addition to offering independent financial advice through Plutus Financial Guidance, Vince strives to dedicate himself to philanthropy and community service. 

One such commitment is Vince’s ongoing support for The Deaf Society, through his roles on their Board of Directors and Finance & Audit Committee Member since 2017. 

The Deaf Society

Founded in New South Wales in 1913, The Deaf Society was Australia’s chief not-for-profit expert service provider for the deaf, deafblind and hard of hearing people. Services provided include employment support, education and training support, family support, assistive technology support, everyday life skills and support relating to NDIS packages. 

A New Chapter For The Deaf Society & Deaf Services

In October 2020, The Deaf Society merged with Deaf Services (Queensland) to create a newly formed organisation, called Deaf Connect, which is now Australia’s largest whole-of-life service provider for the deaf, hard of hearing and deafblind community.

This new organisation will bring together 680 staff across New South Wales, Queensland and the ACT, and a forthcoming facility in the Northern Territory.

Deaf Connect will now be operating at a hugely increased capacity as a result of this merger, with annual revenue of about $45m (up from $8m) & an equity portfolio of about $35m (up from $17m). It is an exciting prospect and we look forward to seeing what these combined resources can achieve. 

Vince is proud to share that he is a newly appointed member of the Deaf Connect Board of Directors and Finance & Audit Committee.

For Vince, these exciting challenges represent a convergence of his work in finance and his passion for philanthropy and community service. He looks forward to continuing this meaningful work through 2021 and beyond. 

For further information regarding the work of Deaf Connect, please visit their website here