Planning for your retirement

Planning to retire?

Making the decision to start planning for retirement can be an exciting, yet daunting time. By seeking independent financial advice, you’ll be able to live the life you want in retirement. As an certified independent financial planner, Vince Lam can help you answer any and all of the following questions:

– When do you want to retire?

– What is your retirement lifestyle aspiration?

– What are your retirement savings requirements?

– How long does your retirement savings need to last?

– Are there any tax implications when you retire?

– Who will manage your assets when you retire?

As an independent financial planner, we are here to work with you to develop strategies and offer retirement planning advice. This ensures all of your questions are answered and all uncertainty is removed.

Making the most of your assets

When seeking retirement planning advice, it is important to consider how you can make the most of your assets. As an independent wealth advisor, we offer retirement planning advice and independent superannuation advice.

By reviewing your necessary income for retirement, we can assist you in optimising your current assets with a range of tax and contribution strategies.  

Managing debt and cash flow

Knowing when you can afford to retire is one of the first steps when it comes to planning for retirement.

Reviewing how to manage any existing debt and how to pay off your mortgage is an essential part of this process. As an independent financial advisor, Vince Lam specialises in retirement financial advice and can advise on strategies as to how you can manage any current debt and how to maximise cash flow for retirement.

These strategies will help to support your retirement goals and will set you on the path to living your best retirement life.