Meet your Independent Financial Advisor. We service clients in the Willoughby, Sydney area
We undertake strategic analysis of your financial state and discover opportunities to improve and empower your financial decisions by using personalised financial modelling.
Plutus Financial Guidance are entirely independent financial advisors. We take no asset based fees, commissions, kickbacks – nor do we receive referral fees. This makes us very different from other Financial Advisors in Sydney.
We have no relation to any financial institution or product manufacturer, nor do we have any of our own products. This means we are not incentivised to sell products to you, unlike many other financial advisors. Instead, we focus on premium strategic advice coupled with independent product recommendations that are entirely in your best interest and are free from conflict remuneration. We are not restricted to any particular providers and do not have a limited list of products, meaning our advice is without undue influence.
Like a health practitioner, we provide you with an independent holistic service to help you achieve your individual financial goals. Plutus Financial Guidance is here to empower you to make better financial decisions and achieve your personal finance goals. Our individualised and entirely independent approach to financial advice makes Plutus Financial Guidance very different to many traditional financial institutions.
Dedicated independent financial advisor near Willoughby
Plutus Financial Guidance manage themselves in a professional, ethical and socially responsible way when it comes to providing independent financial advice to their clients.
Plutus Financial Guidance pride themselves on their sense of community and care greatly for the people and environment around them.
Plutus Financial Guidance believe financial advice is very personal. They provide independent financial advice individually tailored to each client’s unique set of goals and personal circumstances. Plutus Financial Guidance is here for you through your life journey and want to help you succeed in achieving your personal financial goals.
Not only can an independent financial advisor help you plan for a secure future, they can also support you through times of hardship.
An important part of wealth management is also planning for tougher times, as we all know life has its ups and downs. Protecting your income and assets during times of hardship is important as it provides a level of security for you and your loved ones. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.
Introducing your Independent Financial Advisor servicing clients in the Willoughby area
Vince Lam
Principal Consultant MAppFin BCom CPA JP
Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.
His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.
One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.
Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.
Your dedicated Independent Financial Planner near Willoughby can help you with a wide range of independent financial planning services…
Retirement Planning Advice
Have the freedom to choose how long you have to work for. Make your transition into retirement smooth with the right strategy and early planning. Enabling you to have the retirement lifestyle you desire.
Estate Planning Advice
What happens to you and your family in life changing events. We can help you sort out financial affairs including general estate planning advice, marriage, separation and inheritance.
Wealth Protection
What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.
Budget & Savings Plan
Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.
Debt Management
Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.
Investment Strategy
Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.
Plutus Financial Guidance is your dedicated Independent Financial Advisor servicing the Willoughby area
Plutus Financial Guidance deliver tailored and transparent independent financial advice and independent financial planning services. Our Independent Financial Advisor near Willoughby delivers independent financial advice with integrity, excellence and purpose. We help you develop, increase and maintain your personal wealth.
Our professional Independent Financial Advisor near Willoughby can help you achieve the lifestyle you want for you and your family.
No matter your age, income or goals in life – a financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.
Talk to your experienced independent financial planner near Willoughby – contact us today
At Plutus Financial Guidance we deliver personalised strategies for independent wealth management including independent financial advice to streamline your budget and saving, manage debt, make more informed investment decisions, better protect your income and wealth and transition to retirement.
We will work with you to reach your life objectives.
Whether you need assistance with estate planning advice, retirement planning advice, independent superannuation advice, independent wealth management or aged care financial advice – Plutus Financial Guidance is here to help.
Contact us today about our Independent Financial Planning services around the Willoughby area.
