What is independent financial advice?

We are certified independent. The CIFAA’s seal of approval shown on our website helps Australians select a financial adviser who operates without receiving incentives and without conflict.

What is a financial advisor and what are the services one offers?

A financial advisor is a professional who provides personalised financial guidance and advice based on your individual financial goals and circumstances.

Why are financial advisors important?

Financial advisors help individuals and families make informed decisions about their finances. Our expertise and knowledge can assist you in creating a tailored financial plan that aligns with your goals.

What can I expect during a consultation with a financial advisor?

During a consultation, we will typically start by getting to know you, your life goals, risk tolerance, and current financial situation.

How can I prepare for my first meeting with a financial advisor?

Before your first meeting, take some time to think about your life goals, both short-term and long-term. Consider any questions you have regarding our approach to financial planning.

How do financial advisors determine personalised strategies for clients?

Financial advisors determine strategies by conducting a thorough analysis of your financial situation. We consider factors such as your income, expenses, assets, debts, risk tolerance, time horizon, and future goals.

Certified Independent Financial Advisor Mosman

Meet your Independent Financial Advisor. We service clients in the Mosman, Sydney area

Plutus Financial Guidance provide independent financial advice, making us different from other Financial Advisors in Sydney. As independent financial advisors we take no asset-based fees, commissions, kickbacks – nor do we receive referral fees.

Plutus Financial Guidance will help you achieve your financial goals. Whether you are after estate planning advice, retirement planning advice, aged care financial advice or are looking to develop independent wealth management strategies, Plutus Financial Guidance is here to help. Plutus Financial Guidance are not incentivised to sell any products to you. They have no relation to any financial institution or product manufacturer, nor do they have their own products. Instead, Plutus Financial Guidance focuses on quality strategic advice coupled with product recommendations to create the best financial plan for you. There are no restrictions in regards to particular providers or products, so you can be assured you will only be provided with the best independent financial advice.

Experienced independent financial advisor near Mosman

We conduct ourselves in a professional, ethical and socially responsible way when it comes to providing independent financial advice to our clients.

We work with clients who share our sense of community, and who like us – care about the people and environment around them. We do not believe in quick fixes or the idea of overnight success. We believe in providing our clients with tailored, independent financial advice that will help them on their life journeys. Each person’s circumstance is unique and requires strategic analysis and planning to help reach their financial goals.

An independent financial advisor can help you plan for a secure future, as well as help you get through tougher times.

An important part of wealth management is also planning for tougher times, as we all know life has its ups and downs. Protecting your income and assets during times of hardship is important as it provides a level of security for you and your loved ones. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.

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estate planning advice for retired people, peaceful retired couple

Introducing your dedicated Independent Financial Advisor servicing clients in the Mosman area

Vince Lam

Principal Consultant MAppFin BCom CPA JP

Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.

His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.

Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.

Contact Vince, your local Financial Advisor today.

Your professional Independent Financial Planner near Mosman can help you with a wide range of independent financial planning services…

Retirement Planning Advice

Have the freedom to choose how long you have to work for. Make your transition into retirement smooth with the right strategy and early retirement planning advice. Unlock the retirement lifestyle you aspire for.

Estate Planning Advice

What happens to you and your family in life changing events? Plutus Financial Guidance can help you sort out financial affairs including general estate planning, marriage, separation and inheritance.

Budget & Savings Plan

Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.

Debt Management

Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.

Investment Strategy

Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.

Wealth Protection

What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.

Plutus Financial Guidance is your Independent Financial Advisor in the Mosman area of Sydney

Plutus Financial Guidance deliver tailored and transparent independent financial advice and independent financial planning services. Our Independent Financial Advisor near Mosman delivers independent financial advice with integrity, excellence and purpose. We help you develop, improve and maintain your personal wealth.

Our professional Independent Financial Advisor near Mosman can help you achieve the lifestyle you desire for you and your family.

No matter your age, income or goals in life – an independent financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.

Talk to your professional independent financial planner servicing clients in the Mosman area – contact us today

At Plutus Financial Guidance we deliver personalised strategies for independent wealth management including independent financial advice to streamline your budget and saving, manage debt, make more informed investment decisions, better protect your income and wealth and transition to retirement.