Blog from Independent Wealth Advisors

What is compound interest & the rule of 69 explained

Compound interest is something that has been around for a very long time. It is fundamentally important and powerful. Unfortunately, not too many people get excited about it. So, what is compound interest? According ASIC’s MoneySmart website: “Compound interest is like double chocolate topping for your savings. You earn interest on the money you deposit, […]

Financial Planning For The Long Term

The McKinsey Global Institute issued an interesting discussion paper. Companies with a long-term view outperform their peers on a range of key economic and financial metrics. Their analysis used a data set of 615 large and mid-cap US publicly listed companies from 2001 to 2015. It is based on patterns of investment, growth, earnings quality, and […]

Negative gearing explained

We’ve all heard a thing or two about negative gearing or positive gearing in the news lately. Especially in relation to property investment and mortgages in Australia, everyone seems to have an opinion on this matter. So here is a short article on negative gearing explained. So what is negative gearing or positive gearing? Does it […]